In the cheapest place for retirees in the US, you can live well — with no snow — for under $1,000 a month

Retiring in the U.S. can be notoriously expensive — and therefore completely financially daunting. But it doesn’t have to be, especially if you’re willing to head south. New data from GOBankingRates looked at 25 cities with great year-round weather where retirees could comfortably live on $2,000 a month or less. The cheapest of them all came in way under that threshold — it’s Tallahassee, Florida, where renters can get by on just $995 a month.

Tallahassee, Florida offers the rare combination of a cost of living nearly 10 percent below the national average, a vibrant cultural scene, and plenty of outdoor recreation. As Florida’s capital city, it’s home to a lively arts community, historic sites, and nightlife — plus abundant parks and hiking trails for active retirees. Homeowners here also fare well, with a low average monthly cost of $1,248.

Several other sunny destinations made the list. Fort Myers, Florida, ranks second, with a livability score of 85 and a sizable retiree population — more than 22 percent of residents are 65 or older. Homeowners can expect monthly expenses of $1,746, while renters average $1,468. While the cost of living is slightly higher than the national average, Florida’s tax breaks for residents help offset expenses. Plus, public transportation makes it easy to access and enjoy the local beaches, golf courses, and fishing spots without the hassle and expense of driving.

In third place, Raleigh, North Carolina, combines urban amenities with natural beauty. Renters here can live on $1,069 a month, and homeowners on $2,037. Known for its museums, restaurants, and free attractions like the Raleigh Rose Garden, it’s an appealing choice for retirees who enjoy a balance of culture and greenery.

Jacksonville, Florida, takes the fourth spot, with coastal living and nightlife at a renter-friendly $1,073 per month. The cost of living is about 4 percent lower than the national average, helping retirees stretch their savings while enjoying sandy beaches and urban conveniences.

Fifth-place Pensacola, Florida, is a Gulf Coast gem where homeowners spend just $929 monthly — one of the lowest figures on the list.

Whether it’s Tallahassee’s blend of culture and affordability, Pensacola’s Gulf Coast charm, or El Paso’s desert sunshine and foodie scene, these cities prove that you can retire in warm weather without needing a massive nest egg.

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